Stated Income Commercial Real Estate

Is a Stated Income Loan Right for Your Business?

Every business needs access to financing to grow and thrive, but if your company has a poor or limited credit history, it may not qualify for many traditional loans. A stated income commercial real estate loan is an alternative avenue of financing that allows you to grow your business in a wide variety of ways. BMG Tax Experts is proud to include stated income loans in its repertoire of financial solutions.

What Is a Stated Income Loan?

A stated income loan is an avenue of financing that is approved based on property value rather than credit history. Your company automatically qualifies for a stated income loan if the value of its property is greater than the cost of its expenses. Your credit score has little impact on your eligibility for a stated income loan. This alternative avenue of financing is also often approved more quickly than other types of loans because it requires minimal paperwork.

What Are the Benefits of Stated Income Loans?

While flexibility is the main benefit os stated income loans, BMG Tax Experts offers additional benefits to borrowers with credit scores of at least 600. You can expect to earn the following benefits when you qualify for a stated income loan.

  • Loan amounts up to $500,000
  • Up to 65% LTV for commercial properties such as warehouses and office buildings
  • Up to 70% LTV for investment and owner-occupied properties
  • Up to 75% LTV for mixed-use and multi-family properties
  • W-2 and self-employment documentation
  • Loan terms of up to 25 years with fixed rates
  • Flexibility to grow your company in any way you deem fit

Contact Us Today

If you need access to flexible financing that can help grow your business, a stated income commercial real estate loan is a great solution. Contact BMG Tax Experts to learn more about what this avenue of financing can do for your business. We are happy to customize a loan solution to meet your needs.